But if the dealer goes on to draw 21 in three or more cards, your blackjack is still a winner with its 3-2 payoff. However, if the dealer also has a two-card 21, the hand pushes, or ties, and you just get your original bet back. Blackjack pays 3-2-that is, a two-card 21 on a $5 bet will win $7.50 instead of the usual $5 even-money payoff on other winning hands.
The best total of all is a two-card 21, or a blackjack.
